Expert Financial Planning:
A Plan for Life
Your financial planning needs change as your life evolves. Your plan must grow to help you reach your goals at every stage of your journey.
Our comprehensive approach to financial planning includes:
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1. Understand your key life goals
All of our financial plans begin with you. We meet as many times as needed to understand your key life goals (e.g., retirement, children’s education, vacations, new home, and estate for heirs).
2. Map out your current financial situation
We conduct an in-depth analysis of your current financial situation. Our approach is personalized and comprehensive, taking into consideration assets and liabilities, pension plans and group benefits, estates, income tax returns, and insurance policies.
3. Identify areas of financial concern
A comprehensive and in-depth analysis of your current financial situation will enable us to identify areas of financial concern, such as a high tax burden, inappropriate insurance type or coverage, or inferior investments.
4. Create a comprehensive strategy
By taking into consideration your goals, your current finances, and areas of financial concern, we’ll create a comprehensive strategy with written recommendations, to achieve your goals in the most effective way.
5. Develop an action plan
We’ll present you with a concrete action plan and steps you can take in order to reach your key life goals.
6. Review the plan periodically
We provide periodic reviews and follow-up, including important date reminders such as RRSP contributions and tax installments.
At Durham Financial
We focus on dealing with clients, face-to-face, to help them manage the financial part of their lives, through a plan tailor-made to their changing situation and unique needs.
